What are the filing fees?
What is a bankruptcy discharge?
What is a Section 341 meeting of creditors?
What is the automatic stay?
What is the Bankruptcy Code?
What is the difference between chapters?
USCourts.gov's Bankruptcy Basics provides basic information to debtors, creditors, court personnel, the media, and the general public on different aspects of the federal bankruptcy laws. It also provides individuals who may be considering bankruptcy with a basic explanation of the different chapters under which a bankruptcy case may be filed and to answer some of the most commonly asked questions about the bankruptcy process.
What is the function of the U.S. Trustee and where is that office located?
Where does a debtor file?
Cases filed in Seattle: Clallam, Island, Jefferson, King, Kitsap, San Juan, Skagit, Snohomish, and Whatcom counties
Cases filed in Tacoma: Clark, Cowlitz, Grays Harbor, Lewis, Mason, Pacific, Pierce, Skamania, Thurston, and Wahkiakum counties
Where is the Section 341 meeting of creditors held?
Pierce, Lewis, Mason, Thurston, and Grays Harbor (Chapter 7 and Chapter 13)
1717 Pacific Ave., Courtroom G or J
Tacoma, WA 98402
Clark, Cowlitz, Pacific, Skamania, and Wahkiakum (Chapter 7 and Chapter 13)
Vancouver Federal Building
500 W 12th, Second Floor
Vancouver, WA 98660
How do I remove inaccurate information from my credit report?
Under the Fair Credit Reporting Act, both the credit reporting agency and the creditor are required to correct inaccurate or incomplete information on a credit report. You can view a summary of your rights under the Fair Credit Reporting Act at http://www.ftc.gov/bcp/menus/consumer/credit/rights.shtm. Additional information is available on the Federal Trade Commission website, Facts for Consumers.
Contact the credit reporting agencies at:
The Federal Trade Commission, Bureau of Consumer Protection, has publications and an education program to help consumers.
How long does a bankruptcy remain on my credit report?
In most cases, the Fair Credit Reporting Act limits credit reporting agencies from reporting negative information that is more than seven (7) years old or bankruptcies that are more than ten (10) years old. For a summary of your rights under the Fair Credit Reporting Act, see http://www.ftc.gov/bcp/menus/consumer/credit/rights.shtm.